Tennessee closing deadline calculator
Enter the date. Get every deadline in a Tennessee purchase contract.
Your timeline
Adjust deadlines
| Deadline | Days | Count | From |
|---|
How this state counts days
Holiday dates skipped
Estimates, not legal advice. Your executed contract, its addenda and state law control every deadline. Confirm each date with your agent, broker or real estate attorney.
How Tennessee contract deadlines are counted
Calendar days from the day after the Binding Agreement Date, ending 11:59 p.m. A deadline on a Saturday, Sunday or federal holiday moves to the next business day, except the Closing Date, possession, repair completion and offer expiration. The contract expires at 11:59 p.m. on the Closing Date.
- Standard form
- Tennessee REALTORS RF401 Purchase and Sale Agreement (01/01/2026)
- Day zero
- Binding Agreement Date
- Deadlines end
- 11:59 p.m. local time
- Holidays used
- federal holidays
- Weekends and holidays
- Under the Tennessee REALTORS RF401 Purchase and Sale Agreement, a deadline that lands on a weekend or holiday generally moves to the next business day. These do not move: closing.
- How sure we are
- Checked against the form text (version noted). Still confirm against the version you signed.
Sources
Rules checked October 2026.
Deadlines in the standard form
| Deadline | Timing | If it lands on a weekend |
|---|---|---|
| Loan application and credit reportRF401: 3 days. | 3 calendar days after the binding Agreement Date | Moves to the next business day |
| Appraisal ordered (proof to seller)RF401: 5 days, if an appraisal is required. | 5 calendar days after the binding Agreement Date | Moves to the next business day |
| Insurance and intent-to-proceed warrantiesRF401: 14 days. | 14 calendar days after the binding Agreement Date | Moves to the next business day |
| Earnest money to holder | Blank in the form; your contract sets it | Moves to the next business day |
| Inspection Period ends | Blank in the form; your contract sets it | Moves to the next business day |
| ClosingThe closing date written in your contract. | A date written in the contract | Does not move |
Questions agents ask
Short answers for Tennessee files. Your contract is the final word.
When does the clock start on a Tennessee purchase contract?
In the Tennessee REALTORS RF401 Purchase and Sale Agreement, day zero is the binding Agreement Date. Counting starts the next day.
Do Tennessee contract deadlines move if they land on a weekend or holiday?
Under the Tennessee REALTORS RF401 Purchase and Sale Agreement, a deadline that lands on a weekend or holiday generally moves to the next business day. These do not move: closing.
What time do Tennessee contract deadlines end?
Under the Tennessee REALTORS RF401 Purchase and Sale Agreement, deadlines end at 11:59 p.m. local time unless the contract says otherwise.
Why are some deadlines marked sample?
The standard form leaves these for the parties to fill in: earnest money to holder, inspection period ends. So you can see a full timeline, the calculator starts with typical values and tags each one sample. Type in the numbers from your contract, or press Clear sample values, and the calculator rebuilds the rest.
Can I download the deadlines as a spreadsheet?
Yes. Download sheet gives you an Excel file that also opens in Google Sheets. The Tennessee counting rules are built in as formulas, so changing the effective date or any day count recalculates every deadline. Add to calendar gives you the same dates as calendar events.
Is this calculator legal advice?
No. It estimates dates from the numbers you enter and the counting rules described on this page. Your executed contract, its addenda and Tennessee law control every deadline. Confirm each date with your agent, broker or real estate attorney.
Want someone holding these Tennessee dates?
A Simply Closed coordinator builds this calendar from your executed contract, checks every date against the document, and chases every party until closing.
Estimates, not legal advice. Your executed contract, its addenda and state law control every deadline. Confirm each date with your agent, broker or real estate attorney.