New York closing deadline calculator
Enter the date. Get every deadline in a New York purchase contract.
Your timeline
Adjust deadlines
| Deadline | Days | Count | From |
|---|
How this state counts days
Holiday dates skipped
Estimates, not legal advice. Your executed contract, its addenda and state law control every deadline. Confirm each date with your agent, broker or real estate attorney.
How New York contract deadlines are counted
By statute (General Construction Law §25), a contract deadline that falls on a Saturday, Sunday or public holiday may be met the next business day unless the contract says otherwise. Upstate board forms commonly give each attorney 3 business days to approve. Downstate contracts usually set a mortgage commitment date, often about 45 days.
- Standard form
- No statewide form; attorney-drafted contracts downstate, board/bar forms upstate
- Day zero
- Contract date or delivery of the signed contract (varies)
- Holidays used
- New York public holidays
- Weekends and holidays
- Under the No statewide form, a deadline that lands on a weekend or holiday generally moves to the next business day.
- How sure we are
- Partly verified. Some defaults come from an earlier version of the form; confirm against the one you signed.
Sources
Rules checked October 2026.
Deadlines in the standard form
| Deadline | Timing | If it lands on a weekend |
|---|---|---|
| Attorney approval ends (upstate forms)Common in upstate board forms; many downstate contracts have no review period. | 3 business days after the contract date or delivery of the signed contract (varies) | Business days skip weekends |
| Mortgage commitment dateOften about 45 days from delivery of the signed contract. | Blank in the form; your contract sets it | Moves to the next business day |
| ClosingThe closing date written in your contract. | A date written in the contract | Moves to the next business day |
Questions agents ask
Short answers for New York files. Your contract is the final word.
When does the clock start on a New York purchase contract?
In the No statewide form, day zero is the contract date or delivery of the signed contract (varies). Counting starts the next day.
Do New York contract deadlines move if they land on a weekend or holiday?
Under the No statewide form, a deadline that lands on a weekend or holiday generally moves to the next business day.
Why are some deadlines marked sample?
The standard form leaves these for the parties to fill in: mortgage commitment date. So you can see a full timeline, the calculator starts with typical values and tags each one sample. Type in the numbers from your contract, or press Clear sample values, and the calculator rebuilds the rest.
Can I download the deadlines as a spreadsheet?
Yes. Download sheet gives you an Excel file that also opens in Google Sheets. The New York counting rules are built in as formulas, so changing the effective date or any day count recalculates every deadline. Add to calendar gives you the same dates as calendar events.
Is this calculator legal advice?
No. It estimates dates from the numbers you enter and the counting rules described on this page. Your executed contract, its addenda and New York law control every deadline. Confirm each date with your agent, broker or real estate attorney.
Want someone holding these New York dates?
A Simply Closed coordinator builds this calendar from your executed contract, checks every date against the document, and chases every party until closing.
Estimates, not legal advice. Your executed contract, its addenda and state law control every deadline. Confirm each date with your agent, broker or real estate attorney.