Iowa closing deadline calculator
Enter the date. Get every deadline in an Iowa purchase contract.
Your timeline
Adjust deadlines
| Deadline | Days | Count | From |
|---|
How this state counts days
Holiday dates skipped
Estimates, not legal advice. Your executed contract, its addenda and state law control every deadline. Confirm each date with your agent, broker or real estate attorney.
How Iowa contract deadlines are counted
Calendar days ending 11:59 p.m.; nothing moves for weekends or holidays. Most periods are blanks.
- Standard form
- Iowa REALTORS Offer to Purchase Real Estate (9/2024); Iowa State Bar Form 152 also common
- Day zero
- Final acceptance
- Deadlines end
- 11:59 p.m.
- Holidays used
- only the major holidays every state observes, so a date can come out earlier than your contract allows, never later
- Weekends and holidays
- Under the Iowa REALTORS Offer to Purchase Real Estate, deadlines generally do not move when they land on a weekend or holiday.
- How sure we are
- Partly verified. Some defaults come from an earlier version of the form; confirm against the one you signed.
Sources
Rules checked October 2026.
Deadlines in the standard form
| Deadline | Timing | If it lands on a weekend |
|---|---|---|
| Earnest money delivered | Blank in the form; your contract sets it | Does not move |
| Inspection period ends | Blank in the form; your contract sets it | Does not move |
| SurveyForm default: 10 days. | 10 calendar days after the final acceptance | Does not move |
| Written preliminary loan approval | Blank in the form; your contract sets it | Does not move |
| ClosingThe closing date written in your contract. | A date written in the contract | Does not move |
Deadlines set by law or that run from a document
Add these in the calculator under “Add a deadline”.
| Deadline | Timing | If it lands on a weekend |
|---|---|---|
| Withdraw after late disclosure statement3 days after personal delivery; 5 days if mailed or emailed (Iowa Code 558A.2). | 3 calendar days after receipt (enter the date) | Does not move |
Questions agents ask
Short answers for Iowa files. Your contract is the final word.
When does the clock start on an Iowa purchase contract?
In the Iowa REALTORS Offer to Purchase Real Estate, day zero is the final acceptance. Counting starts the next day.
Do Iowa contract deadlines move if they land on a weekend or holiday?
Under the Iowa REALTORS Offer to Purchase Real Estate, deadlines generally do not move when they land on a weekend or holiday.
What time do Iowa contract deadlines end?
Under the Iowa REALTORS Offer to Purchase Real Estate, deadlines end at 11:59 p.m. unless the contract says otherwise.
Why are some deadlines marked sample?
The standard form leaves these for the parties to fill in: earnest money delivered, inspection period ends, written preliminary loan approval. So you can see a full timeline, the calculator starts with typical values and tags each one sample. Type in the numbers from your contract, or press Clear sample values, and the calculator rebuilds the rest.
Can I download the deadlines as a spreadsheet?
Yes. Download sheet gives you an Excel file that also opens in Google Sheets. The Iowa counting rules are built in as formulas, so changing the effective date or any day count recalculates every deadline. Add to calendar gives you the same dates as calendar events.
Is this calculator legal advice?
No. It estimates dates from the numbers you enter and the counting rules described on this page. Your executed contract, its addenda and Iowa law control every deadline. Confirm each date with your agent, broker or real estate attorney.
Want someone holding these Iowa dates?
A Simply Closed coordinator builds this calendar from your executed contract, checks every date against the document, and chases every party until closing.
Estimates, not legal advice. Your executed contract, its addenda and state law control every deadline. Confirm each date with your agent, broker or real estate attorney.