{"id":77,"date":"2026-09-21T09:00:00","date_gmt":"2026-09-21T15:00:00","guid":{"rendered":"https:\/\/simplyclosed.com\/blog\/?p=77"},"modified":"2026-10-29T15:08:40","modified_gmt":"2026-10-29T21:08:40","slug":"transaction-coordinator-cost-massachusetts","status":"publish","type":"post","link":"https:\/\/simplyclosed.com\/blog\/transaction-coordinator-cost-massachusetts\/","title":{"rendered":"Transaction Coordinator Cost in Massachusetts (2026)"},"content":{"rendered":"<p>The <strong>transaction coordinator cost in Massachusetts<\/strong> starts at $500 per transaction side with us for contract-to-close work, paid at closing. Across the national market, most coordinators charge $300 to $800 per file, and most standard residential files fall between $350 and $550, according to our <a href=\"https:\/\/simplyclosed.com\/resources\/transaction-coordinator-cost\/\">transaction coordinator cost guide<\/a>. Every service is listed on our <a href=\"https:\/\/simplyclosed.com\/pricing\/\">pricing page<\/a>.<\/p>\n<p><strong>Quick answer:<\/strong> Our contract-to-close coordination on a Massachusetts file starts at $500 per side, and listing coordination starts at $350. Nationally, most coordinators charge $300 to $800 per file, usually $350 to $550 for a standard sale. You pay at closing through title or escrow, and a contract-to-close file that falls apart carries no coordination fee.<\/p>\n<h2>Why does a Massachusetts file take more tracking than most?<\/h2>\n<p>Because the deal lives in two documents. The accepted offer, usually the MAR Contract to Purchase (#501) or the GBREB offer in Greater Boston, is binding on its own. The purchase and sale agreement comes after it, normally drafted and negotiated by the attorneys, with a second deposit and often new dates.<\/p>\n<p>We track both, plus the gap between them. If the P&#038;S date slides, the offer may lapse, and the inspection and mortgage dates in the P&#038;S usually replace the ones in the offer.<\/p>\n<p>The offer also uses dates, not day counts. On the #501, the inspection and mortgage termination notices are due by 5:00 p.m. on the calendar day after the date written in the offer. Agents from day-count states miss this all the time.<\/p>\n<p>Weekend rules come from statute, not the form. Under <a href=\"https:\/\/malegislature.gov\/Laws\/GeneralLaws\/PartI\/TitleI\/Chapter4\/Section9\" target=\"_blank\" rel=\"noopener\">M.G.L. c.4, section 9<\/a>, a contract deadline that falls on a Sunday or legal holiday can be met the next business day unless the contract says otherwise. Saturdays aren&#8217;t covered.<\/p>\n<h2>What does Massachusetts require from the seller?<\/h2>\n<p>Less than most states on disclosure. Massachusetts has no statutory seller disclosure form for most sellers, and a private seller has no general duty to volunteer defects. They can&#8217;t lie when asked, and brokers carry their own disclosure duties, which is why many listing agents still hand sellers a statement of property condition.<\/p>\n<p>Lead paint is the exception we never skip. For a home built before 1978, the seller has to give the buyer the <a href=\"https:\/\/www.mass.gov\/service-details\/property-transfer-lead-paint-notification\" target=\"_blank\" rel=\"noopener\">Property Transfer Lead Paint Notification<\/a> before the P&#038;S is signed, with both sides signing the certification page and copies of any lead reports attached. The federal rule also gives the buyer a 10-day window for a lead inspection unless it&#8217;s waived or changed in writing.<\/p>\n<p>The rest of the extra work is local paperwork that has to be in hand by closing:<\/p>\n<ul>\n<li>A smoke and carbon monoxide certificate of compliance from the town fire department, with fees set by each town, so we book the inspection as soon as there&#8217;s a closing date.<\/li>\n<li>A Title 5 septic inspection for homes not on sewer, done within 2 years before the sale, or 3 years if the system was pumped every year and the records exist.<\/li>\n<li>For condos, the 6(d) statement of unpaid common charges, which the association has 10 business days to produce after a written request.<\/li>\n<\/ul>\n<p>Then there are the attorneys. Since the Supreme Judicial Court&#8217;s 2011 decision in REBA v. National Real Estate Information Services, closings need real involvement from a lawyer, which ended witness-only signings. Your coordinator ends up trading emails with both parties&#8217; attorneys and the closing attorney.<\/p>\n<p>A pre-1978 Somerville condo can touch every item above. A newer house on town sewer touches maybe two. That spread explains why one Massachusetts file eats twice the hours of another.<\/p>\n<h2>What does a Massachusetts timeline look like with real dates?<\/h2>\n<p>Say an offer on the #501 is accepted on Tuesday, November 3, 2026, for a 1950s single-family on town sewer. We would calendar the dates written into that offer like this.<\/p>\n<table>\n<thead>\n<tr>\n<th>Item<\/th>\n<th>Date in the offer<\/th>\n<th>What we calendar<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>Offer accepted<\/td>\n<td>Tuesday, November 3, 2026<\/td>\n<td>Day zero. Confirm the deposit to bind.<\/td>\n<\/tr>\n<tr>\n<td>Inspection contingency<\/td>\n<td>Tuesday, November 10<\/td>\n<td>Termination notice due 5:00 p.m. Wednesday, November 11. That is a Massachusetts legal holiday, so the statute allows Thursday, November 12. We still push for Tuesday.<\/td>\n<\/tr>\n<tr>\n<td>P&#038;S signed<\/td>\n<td>Monday, November 16<\/td>\n<td>Signed lead paint certification on file first. Collect the additional deposit at signing.<\/td>\n<\/tr>\n<tr>\n<td>Mortgage commitment<\/td>\n<td>Friday, December 4<\/td>\n<td>Termination notice due 5:00 p.m. Saturday, December 5. Saturdays don&#8217;t roll, so Saturday it is.<\/td>\n<\/tr>\n<tr>\n<td>Closing<\/td>\n<td>Thursday, December 17<\/td>\n<td>Smoke and CO certificate in hand. The fire inspection gets booked the week the P&#038;S is signed.<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>Two traps are sitting in that table. The holiday on November 11 gives the buyer an extra day only because the statute says so, and plenty of attorneys won&#8217;t rely on it. The Saturday on December 5 gives nobody anything.<\/p>\n<p>If the P&#038;S changes the mortgage or closing date, the P&#038;S controls and we recalendar the same day. The executed contract always controls, so confirm every date with the agent, broker or attorney on the file.<\/p>\n<h2>When does paying a coordinator make sense, and when doesn&#8217;t it?<\/h2>\n<p>Start with the in-house number. A salaried TC runs roughly $45,000 to $75,000 a year, about $70,000 once taxes and benefits are in. At $500 a side, that&#8217;s about 140 sides a year before outsourcing costs more than a hire.<\/p>\n<p>Below that volume, or when your closings bunch up in spring and stall in January, per-file pricing usually wins. It also helps if you list in septic towns or work a lot of older condos, where the Title 5 report and the 6(d) statement turn into weeks of follow-up.<\/p>\n<p>It doesn&#8217;t make sense for everyone. If you close six deals a year and your buyer&#8217;s attorney already has a paralegal chasing the smoke certificate and the P&#038;S, you may not need us. The same goes for a team with a full-time TC who is busy all year.<\/p>\n<p>Brokers who only want a second set of eyes can use our compliance-only review, which starts at $350. Dual agency files start at $900. The <a href=\"https:\/\/simplyclosed.com\/transaction-coordinator\/massachusetts\/\">Massachusetts transaction coordinator page<\/a> covers how we work with attorney offices here.<\/p>\n<h2>Frequently asked questions<\/h2>\n<h3>How much does a transaction coordinator cost in Massachusetts?<\/h3>\n<p>Nationally, most coordinators charge $300 to $800 per file, and a standard residential file usually lands between $350 and $550. Our contract-to-close service starts at $500 per transaction side and listing coordination starts at $350. The fee is paid at closing through title or escrow, and if a contract-to-close file doesn&#8217;t close, there&#8217;s no coordination fee.<\/p>\n<h3>Does Massachusetts require a seller disclosure form?<\/h3>\n<p>Not for most sellers. There&#8217;s no statutory disclosure form, and a private seller has no general duty to volunteer defects, though they can&#8217;t misstate facts when a buyer asks. Lead paint is the big exception. For a home built before 1978, the seller must give the buyer the Property Transfer Lead Paint Notification before the purchase and sale agreement is signed.<\/p>\n<h3>When is the inspection termination notice due on the MAR offer form?<\/h3>\n<p>On the MAR Contract to Purchase, the notice is due by 5:00 p.m. on the calendar day after the inspection date written in the offer. If that day is a Sunday or a Massachusetts legal holiday, state law lets it be done the next business day unless the contract says otherwise. A Saturday doesn&#8217;t move, so we calendar the earlier date.<\/p>\n<h3>Does a coordinator replace the attorneys on a Massachusetts deal?<\/h3>\n<p>No. The attorneys draft and negotiate the purchase and sale agreement, give legal advice and run the closing. A coordinator tracks the dates in the offer and the P&#038;S, chases the smoke certificate, Title 5 report and condo paperwork, and keeps the agents and both attorney offices working from the same calendar. We don&#8217;t give legal advice.<\/p>\n<p>Have an accepted offer in front of you? Put its dates into the <a href=\"https:\/\/simplyclosed.com\/tools\/closing-deadline-calculator\/massachusetts\/\">Massachusetts closing deadline calculator<\/a>, or <a href=\"https:\/\/launchpad.rebillion.ai\/BookLisa.html\" target=\"_blank\" rel=\"noopener\">book a call with Lisa<\/a> to talk through your next file.<\/p>\n<p><script type=\"application\/ld+json\">\n{\"@context\":\"https:\/\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"How much does a transaction coordinator cost in Massachusetts?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Nationally, most coordinators charge $300 to $800 per file, and a standard residential file usually lands between $350 and $550. Our contract-to-close service starts at $500 per transaction side and listing coordination starts at $350. 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Across the national market, most coordinators charge $300 to $800&hellip;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[],"class_list":["post-77","post","type-post","status-publish","format-standard","hentry","category-guides"],"_links":{"self":[{"href":"https:\/\/simplyclosed.com\/blog\/wp-json\/wp\/v2\/posts\/77","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/simplyclosed.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/simplyclosed.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/simplyclosed.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/simplyclosed.com\/blog\/wp-json\/wp\/v2\/comments?post=77"}],"version-history":[{"count":4,"href":"https:\/\/simplyclosed.com\/blog\/wp-json\/wp\/v2\/posts\/77\/revisions"}],"predecessor-version":[{"id":357,"href":"https:\/\/simplyclosed.com\/blog\/wp-json\/wp\/v2\/posts\/77\/revisions\/357"}],"wp:attachment":[{"href":"https:\/\/simplyclosed.com\/blog\/wp-json\/wp\/v2\/media?parent=77"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/simplyclosed.com\/blog\/wp-json\/wp\/v2\/categories?post=77"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/simplyclosed.com\/blog\/wp-json\/wp\/v2\/tags?post=77"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}